Calculators · Affordability

TDSR Affordability Calculator
coming very shortly.

Before you make an offer, know exactly how much you can borrow. Calculated using the MAS stress-test rate — the same benchmark your bank will use.

What this calculator will show

  • Maximum loan by TDSR (55%)
    Your total monthly debt obligations cannot exceed 55% of gross income
    Coming soon
  • HDB / EC with MSR (30%)
    The more restrictive 30% cap applies to HDB and EC purchases
    Coming soon
  • Stress-test rate: 4% p.a.
    MAS mandates banks use 4% regardless of the actual rate offered
    Coming soon
  • Existing debt impact
    Car loans, credit cards, personal loans — all reduce your headroom
    Coming soon
  • Maximum purchase price
    Loan quantum plus downpayment equals what you can buy
    Coming soon

Know your ceiling before you fall in love with a unit.

Be first to know →